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Commercial Debt Recovery

Business Commercial Debt
Commercial Debt Recovery Programmes

We understand that in business, cashflow, getting paid quickly and resolving associated disputes are crucial.

At Hay & Kilner, we have a highly experienced commercial debt recovery team with decades of experience handling all types of business debt claims and disputes for a wide range of clients from small businesses to large national organisations.

We offer our clients:

Sound commercial advice

A heavy-handed legal process, though often effective, is not always the best way forward. There may be ways to achieve a satisfactory solution without court action. We always keep in mind the cost/benefit ratio and suggest courses of action that make the most economical sense for your business, particularly if you wish to maintain an ongoing trading relationship with a debtor.

National Cover

Through our own network of tried and tested Agents, we are able to provide cover in all Courts within the UK, and have acted for many clients with national businesses for many years.

Competitively priced volume recoveries for businesses with rolling ledger debt

We are able to handle volume work with ease, using a variety of software packages, with monthly reporting.

Bespoke handling of larger, disputed or more complex debts/disputes

We are able to handle high value or fact-heavy claims where there is a pre-existing dispute.

Insolvency proceedings where appropriate

In some instances, issuing insolvency process may be an appropriate option, especially for higher value undisputed debts. Partner Neil Harrold is a highly regarded insolvency lawyer and is also a licensed Insolvency Practitioner.

Solutions which are tailored to your business

Every business is different. Our clients range from UK Plcs to sole traders in very wide ranging business spheres. We are sensitive to the varying needs and requirements of clients.


  • "Thank you for your help, I'm very grateful and happy it's all sorted... I feel like I have had a great weight lifted off my shoulders."

    - Client of Neil Harrold

  • "Hay & Kilner provides an ‘excellent service’, and represents national clients and regional SMEs, as well as providing a mortgage recovery service to two banks. Neil Harrold leads the team, and Kevan Stronach has particular expertise in the estate agency sector."

    - Legal 500

  • "This team’s expertise and sheer size put it at the top of the North East market. The team’s experience allows it to effectively handle contested complex cases. It acts for clients in the finance, banking, moving and retail industries."

    - Chambers Guide

  • "Clients praise Hay & Kilner’s advice as being ‘relevant and helpful in deciding on the correct course of action’. Clients include two major banks."

    - Legal 500

  • "Clients and sources cannot help but be impressed by the lawyers' fantastic advice in complex cases and brilliant all-round service. This top-notch group offers a first-class, tailor-made service, successfully drawing on its banking expertise and all-round commercial know-how. The team acts for a diverse client base, and has an extensive range of experience and the necessary manpower to deal with high-volume work. Sources Say: 'It's my first stop for legal advice; I know there will always be someone with the knowledge I require.'"

    - Chambers Guide

  • "Clients praise Hay & Kilner's advice as being ‘relevant and helpful in deciding on the correct course of action', singling the ‘highly knowledgeable' Kevan Stronach. Clients include two major banks."

    - Legal 500